Illuminating Potential

Terms & Conditions.

Terms & Conditions (T&Cs)

These T&Cs are your conditions of use on this website and with our e-newsletters.

Your use of this website and our e-newsletters constitutes an affirmative acknowledgement and agreement by you that you accept to abide and be bound by these conditions and any modifications.

This website and our e-newsletters are developed and delivered to make you aware of business strategy, tactics and tools which may be used to further your business and personal well being.


The information on this website and within e-newsletters do not take into consideration the specific needs, business objectives or financial situation of any particular user. Not all strategy, tactics or tools will be appropriate for all users.

As the information on this website and within our e-newsletters is not tailored to the needs of individuals, persons using it, or acting in reliance upon it, do so at their own risk.

We encourage users to discuss with their professionally accredited advisers (business consultant, tax accountant, financial planner, lawyer or other advisor) the merits of any strategy, tactics or tools and whether such would be appropriate to their own specific circumstances.

Limitation of Liability

Besides those statutory rights and remedies available under the Trade Practices Act (Cth) or any similar State or Territory legislation which cannot be excluded, restricted or modified, in no event shall A Little Ray of Sunshine®, nor its directors, employees, or agents be liable for any direct, indirect, incidental, special and/or consequential damages or loss of profits resulting from the use of the information found on or distributed through this website or via our e-newsletters.

A Little Ray of Sunshine®, its directors, employees and agents shall be indemnified and held harmless from any actions, claims, proceedings, or liabilities with respect to the use of any information on this website, or use of information within its newsletters and emails. All information provided is only to be construed as opinions, is of a non-advisory nature, and is to be used as an information service only.

Third Parties

Hyperlinks to websites operated by third parties exist upon this website. Neither A Little Ray of Sunshine ®, nor its directors, employees or agents have any control over or responsibility for the contents of any such third party website. Further, A Little Ray of Sunshine ®, its directors, employees or agents accept no responsibility for any product or information provided or actions taken by any third party or for any transactions entered into between the user and the relevant third party.

Applicable Law

These terms and conditions will be governed by and construed in accordance with the laws of the state of Western Australia. Users of this website irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Western Australia. If any provision of these terms and conditions is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not in any manner alter the ongoing validity and applicability of the remainder of these terms and conditions.

All rights not expressly stated within these terms and conditions are reserved.

Please also refer to our Copyright and Privacy Policy information.

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